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Insurance Licensing PA-Life-Accident-and-Health Exam Syllabus Topics:

Insurance Licensing Pennsylvania Life, Accident and Health Sample Questions:

Question 1

An annuitant dies during the accumulation period. What happens to the cash in the annuity?

A. the company keeps it
B. it is paid to the beneficiary
C. it is paid into the estate
D. it is paid to the IRS

Question 2

In order to transact the business of insurance for an insurer, a producer needs to be able to carry out activities not stipulated in the agency contract. This type of | authority is referred to as

A. applied.
B. implied.
C. expressed.
D. fiduciary.

Question 3

When an insurance licensee in Pennsylvania changes their email address, which organization must be notified?

A. The Department of Labor and Industry
B. The National Association of Insurance Commissioners
C. Pennsylvania Insurance Department
D. The Insurance Agents Association

Question 4

A group health insurance Certificate of Coverage is

A. given to the employee as proof of coverage.
B. issued to the policyowner as proof of coverage.
C. issued in lieu of a policy.
D. only provided to an employer

Question 5

In Pennsylvania, when issuing a Medicare Supplement Policy, which form must be delivered to the applicant?

A. Company Brochure
B. Policy Summary
C. Outline of Coverage
D. Statement of Good Health

Solutions: